Travel insurance covers, among others, medical expenses, death or total disability due to an accident, trip cancellations, lost or stolen baggage, travel delays, insolvency of your travel suppliers etc.

It may be important to note two travel insurance myths:

I bought my flight tickets with my credit card, which automatically offers me travel insurance cover.

I am traveling to Botswana in my 4×4 and travel insurance only covers you when you fly abroad.

The cover offered by banks as part of your credit card benefits varies. Most offer very basic and limited cover. It will be worth your while to contact us for top-up cover that will ensure real peace of mind while enjoying your trip.

Our comprehensive cover is priced very reasonably. For example, the premium for a husband and wife (both in their early sixties) traveling to Canada for 15 days will be only R5 170*. This cover is extremely comprehensive and will include among others:

Emergency medical expenses including terrorism – R100 000 000

Death and permanent total disability (excluding air travel) – R500 000

Death and permanent total disability (insurance for air travel only) – R650 000

Emergency medical expenses when taking part in sports – R1 000 000

Repatriation of your body – Actual expense

Rejection of visa application – R20 000

Theft or damage to baggage – R35 000Theft of passport and travel documents – R10 000

Cost of alternative travel due to travel delay – R25 000

Legal responsibilities to third parties – R5 000 000

Kidnap and wrongful detention – R500 000

The premium for the same cover, mentioned above, will cost a single person in his early sixties traveling abroad on multiple trips over a 12-month period only R7 465*

The premium for a couple in their early sixties traveling to Botswana for a period of 14 days will cost only R350*

These premiums are based on actual premiums charged to clients in early 2021 and could change in future.

*The premiums are based on age, destination and duration of trip.