I/We acknowledge that the sharing of claims information by insurers is essential to enable the insurance industry to underwrite policies and assess risks fairly and to reduce the incidence of fraudulent claims. In the public interest and with a view to limiting premiums, I/we waive any right to privacy for any insurance or claims information supplied by me/us or on my/our behalf in respect of any insurance application or claim made or lodged by me/us and I/we consent to such information being disclosed to any other insurance company or its agent. I/We also waive any rights to privacy and consent to the disclosure of any information relevant to any insurance claim concerning me/us or any insured person I/we represent. I/We further declare that all particulars are true in every respect and correct. I/we understand that if any claim submitted in terms of this policy shall be fraudulent in any respect or if any fraudulent means or devices are used by me/us or anyone acting on my/our behalf or with my/our knowledge or consent to obtain any benefit under this policy or if any event shall be occasioned through the wilful act or with my/our connivance, the benefit afforded under this policy in respect of such claim shall be forfeited.